الجمعة 3 يونيو 2016 - 22:30
Hawaii Car Insurance Requirements
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Hawaii Car Insurance Requirements Hawaii state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 20/40/10 coverage. Minimum Required Insurance Coverage in Hawaii: Bodily Injury Liability: $20,000/$40,000 Limit Property Damage Liability: $10,000 Limit Personal Injury Protection or Managed Care (PPO):$10,000 Limit The state of Hawaii follows a No-Fault system, meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state. Personal Injury Protection (PIP) helps pay for "reasonable and necessary" medical expenses for you and your passengers. Hawaii state law requires a minimum Personal Injury Protection coverage of $10,000. You can get Uninsured/Under-insured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or under-insured driver (depending on the state). Hawaii does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage. Many options are available at CarInsurance.com. The first is the Minimum State Required package, which provides you with the legal necessities for driving in Hawaii. But you can also raise your liability limits or change deductibles as you get quotes and customize coverage. Need advice or information? CarInsurance.com's Hawaii-licensed insurance agents are available to help.
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